LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,221
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,378
−HK$1,177/mo
Today · 4.125%
HK$39,555
baseline
▲ 0.50% · 4.625%
HK$41,961
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,110/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,408
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,518
−HK$1,127/mo
Today · 4.125%
HK$43,645
baseline
▲ 0.50% · 4.625%
HK$45,945
+HK$2,300/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,290/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,665
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,054
−HK$1,412/mo
Today · 4.125%
HK$47,466
baseline
▲ 0.50% · 4.625%
HK$50,354
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,932/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,689
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,022
−HK$1,352/mo
Today · 4.125%
HK$52,374
baseline
▲ 0.50% · 4.625%
HK$55,134
+HK$2,760/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,748/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,109
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,730
−HK$1,646/mo
Today · 4.125%
HK$55,376
baseline
▲ 0.50% · 4.625%
HK$58,746
+HK$3,370/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,752/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,971
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,525
−HK$1,577/mo
Today · 4.125%
HK$61,102
baseline
▲ 0.50% · 4.625%
HK$64,323
+HK$3,221/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,204/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,997
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,081
−HK$2,117/mo
Today · 4.125%
HK$71,198
baseline
▲ 0.50% · 4.625%
HK$75,531
+HK$4,333/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,396/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,534
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,532
−HK$2,028/mo
Today · 4.125%
HK$78,560
baseline
▲ 0.50% · 4.625%
HK$82,701
+HK$4,141/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,120/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,112 · Scale 2, in force from 26 Feb 2026)