LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,222
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,379
−HK$1,177/mo
Today · 4.125%
HK$39,556
baseline
▲ 0.50% · 4.625%
HK$41,963
+HK$2,407/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,112/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,409
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,519
−HK$1,127/mo
Today · 4.125%
HK$43,646
baseline
▲ 0.50% · 4.625%
HK$45,947
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,292/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,666
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,055
−HK$1,412/mo
Today · 4.125%
HK$47,467
baseline
▲ 0.50% · 4.625%
HK$50,355
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,934/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,690
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,023
−HK$1,352/mo
Today · 4.125%
HK$52,375
baseline
▲ 0.50% · 4.625%
HK$55,136
+HK$2,761/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,750/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,110
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,731
−HK$1,647/mo
Today · 4.125%
HK$55,378
baseline
▲ 0.50% · 4.625%
HK$58,748
+HK$3,370/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,756/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,972
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,527
−HK$1,577/mo
Today · 4.125%
HK$61,104
baseline
▲ 0.50% · 4.625%
HK$64,325
+HK$3,221/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,208/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,999
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,083
−HK$2,117/mo
Today · 4.125%
HK$71,200
baseline
▲ 0.50% · 4.625%
HK$75,533
+HK$4,333/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,400/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,536
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,535
−HK$2,028/mo
Today · 4.125%
HK$78,563
baseline
▲ 0.50% · 4.625%
HK$82,704
+HK$4,141/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,126/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,130 · Scale 2, in force from 26 Feb 2026)