LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,223
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,381
−HK$1,177/mo
Today · 4.125%
HK$39,558
baseline
▲ 0.50% · 4.625%
HK$41,965
+HK$2,407/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,116/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,411
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,521
−HK$1,127/mo
Today · 4.125%
HK$43,648
baseline
▲ 0.50% · 4.625%
HK$45,949
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,296/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,668
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,057
−HK$1,412/mo
Today · 4.125%
HK$47,469
baseline
▲ 0.50% · 4.625%
HK$50,357
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,938/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,693
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,025
−HK$1,352/mo
Today · 4.125%
HK$52,377
baseline
▲ 0.50% · 4.625%
HK$55,138
+HK$2,761/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,754/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,113
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,734
−HK$1,647/mo
Today · 4.125%
HK$55,381
baseline
▲ 0.50% · 4.625%
HK$58,750
+HK$3,369/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,762/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,975
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,530
−HK$1,577/mo
Today · 4.125%
HK$61,107
baseline
▲ 0.50% · 4.625%
HK$64,328
+HK$3,221/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,214/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,002
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,086
−HK$2,118/mo
Today · 4.125%
HK$71,204
baseline
▲ 0.50% · 4.625%
HK$75,536
+HK$4,332/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,408/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,539
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,538
−HK$2,028/mo
Today · 4.125%
HK$78,566
baseline
▲ 0.50% · 4.625%
HK$82,707
+HK$4,141/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,132/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,157 · Scale 2, in force from 26 Feb 2026)