LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,224
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,382
−HK$1,176/mo
Today · 4.125%
HK$39,558
baseline
▲ 0.50% · 4.625%
HK$41,965
+HK$2,407/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,116/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,411
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,522
−HK$1,127/mo
Today · 4.125%
HK$43,649
baseline
▲ 0.50% · 4.625%
HK$45,949
+HK$2,300/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,298/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,669
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,058
−HK$1,412/mo
Today · 4.125%
HK$47,470
baseline
▲ 0.50% · 4.625%
HK$50,358
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,940/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,694
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,026
−HK$1,352/mo
Today · 4.125%
HK$52,378
baseline
▲ 0.50% · 4.625%
HK$55,139
+HK$2,761/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,756/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,114
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,735
−HK$1,647/mo
Today · 4.125%
HK$55,382
baseline
▲ 0.50% · 4.625%
HK$58,751
+HK$3,369/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,764/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,976
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,531
−HK$1,577/mo
Today · 4.125%
HK$61,108
baseline
▲ 0.50% · 4.625%
HK$64,329
+HK$3,221/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,216/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,003
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,087
−HK$2,118/mo
Today · 4.125%
HK$71,205
baseline
▲ 0.50% · 4.625%
HK$75,538
+HK$4,333/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,410/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,540
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,540
−HK$2,028/mo
Today · 4.125%
HK$78,568
baseline
▲ 0.50% · 4.625%
HK$82,709
+HK$4,141/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,136/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,168 · Scale 2, in force from 26 Feb 2026)