LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,224
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,382
−HK$1,177/mo
Today · 4.125%
HK$39,559
baseline
▲ 0.50% · 4.625%
HK$41,966
+HK$2,407/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,118/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,412
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,522
−HK$1,127/mo
Today · 4.125%
HK$43,649
baseline
▲ 0.50% · 4.625%
HK$45,950
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,298/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,669
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,059
−HK$1,412/mo
Today · 4.125%
HK$47,471
baseline
▲ 0.50% · 4.625%
HK$50,359
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,942/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,694
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,027
−HK$1,352/mo
Today · 4.125%
HK$52,379
baseline
▲ 0.50% · 4.625%
HK$55,140
+HK$2,761/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,758/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,114
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,735
−HK$1,647/mo
Today · 4.125%
HK$55,382
baseline
▲ 0.50% · 4.625%
HK$58,752
+HK$3,370/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,764/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,977
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,531
−HK$1,578/mo
Today · 4.125%
HK$61,109
baseline
▲ 0.50% · 4.625%
HK$64,330
+HK$3,221/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,218/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,004
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,088
−HK$2,118/mo
Today · 4.125%
HK$71,206
baseline
▲ 0.50% · 4.625%
HK$75,538
+HK$4,332/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,412/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,541
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,540
−HK$2,029/mo
Today · 4.125%
HK$78,569
baseline
▲ 0.50% · 4.625%
HK$82,710
+HK$4,141/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,138/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,176 · Scale 2, in force from 26 Feb 2026)