LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,225
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,383
−HK$1,176/mo
Today · 4.125%
HK$39,559
baseline
▲ 0.50% · 4.625%
HK$41,966
+HK$2,407/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,118/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,412
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,523
−HK$1,127/mo
Today · 4.125%
HK$43,650
baseline
▲ 0.50% · 4.625%
HK$45,950
+HK$2,300/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,300/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,670
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,059
−HK$1,412/mo
Today · 4.125%
HK$47,471
baseline
▲ 0.50% · 4.625%
HK$50,359
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,942/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,695
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,027
−HK$1,352/mo
Today · 4.125%
HK$52,379
baseline
▲ 0.50% · 4.625%
HK$55,140
+HK$2,761/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,758/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,115
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,736
−HK$1,647/mo
Today · 4.125%
HK$55,383
baseline
▲ 0.50% · 4.625%
HK$58,753
+HK$3,370/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,766/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,977
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,532
−HK$1,577/mo
Today · 4.125%
HK$61,109
baseline
▲ 0.50% · 4.625%
HK$64,331
+HK$3,222/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,218/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,005
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,089
−HK$2,117/mo
Today · 4.125%
HK$71,206
baseline
▲ 0.50% · 4.625%
HK$75,539
+HK$4,333/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,412/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,542
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,541
−HK$2,028/mo
Today · 4.125%
HK$78,569
baseline
▲ 0.50% · 4.625%
HK$82,711
+HK$4,142/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,138/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,181 · Scale 2, in force from 26 Feb 2026)