LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,225
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,383
−HK$1,177/mo
Today · 4.125%
HK$39,560
baseline
▲ 0.50% · 4.625%
HK$41,967
+HK$2,407/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,120/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,413
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,524
−HK$1,126/mo
Today · 4.125%
HK$43,650
baseline
▲ 0.50% · 4.625%
HK$45,951
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,300/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,670
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,060
−HK$1,412/mo
Today · 4.125%
HK$47,472
baseline
▲ 0.50% · 4.625%
HK$50,360
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,944/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,695
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,028
−HK$1,352/mo
Today · 4.125%
HK$52,380
baseline
▲ 0.50% · 4.625%
HK$55,141
+HK$2,761/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,760/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,116
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,737
−HK$1,647/mo
Today · 4.125%
HK$55,384
baseline
▲ 0.50% · 4.625%
HK$58,754
+HK$3,370/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,768/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,978
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,533
−HK$1,577/mo
Today · 4.125%
HK$61,110
baseline
▲ 0.50% · 4.625%
HK$64,332
+HK$3,222/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,220/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,006
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,090
−HK$2,118/mo
Today · 4.125%
HK$71,208
baseline
▲ 0.50% · 4.625%
HK$75,540
+HK$4,332/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,416/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,543
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,542
−HK$2,029/mo
Today · 4.125%
HK$78,571
baseline
▲ 0.50% · 4.625%
HK$82,712
+HK$4,141/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,142/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,191 · Scale 2, in force from 26 Feb 2026)