LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,229
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,387
−HK$1,176/mo
Today · 4.125%
HK$39,563
baseline
▲ 0.50% · 4.625%
HK$41,971
+HK$2,408/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,126/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,417
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,527
−HK$1,127/mo
Today · 4.125%
HK$43,654
baseline
▲ 0.50% · 4.625%
HK$45,955
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,308/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,674
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,064
−HK$1,412/mo
Today · 4.125%
HK$47,476
baseline
▲ 0.50% · 4.625%
HK$50,365
+HK$2,889/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,952/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,700
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,033
−HK$1,352/mo
Today · 4.125%
HK$52,385
baseline
▲ 0.50% · 4.625%
HK$55,146
+HK$2,761/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,770/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,120
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,741
−HK$1,648/mo
Today · 4.125%
HK$55,389
baseline
▲ 0.50% · 4.625%
HK$58,759
+HK$3,370/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,778/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,983
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,538
−HK$1,578/mo
Today · 4.125%
HK$61,116
baseline
▲ 0.50% · 4.625%
HK$64,337
+HK$3,221/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,232/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,012
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,096
−HK$2,118/mo
Today · 4.125%
HK$71,214
baseline
▲ 0.50% · 4.625%
HK$75,547
+HK$4,333/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,428/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,550
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,549
−HK$2,029/mo
Today · 4.125%
HK$78,578
baseline
▲ 0.50% · 4.625%
HK$82,720
+HK$4,142/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,156/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,247 · Scale 2, in force from 26 Feb 2026)