LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,231
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,389
−HK$1,176/mo
Today · 4.125%
HK$39,565
baseline
▲ 0.50% · 4.625%
HK$41,973
+HK$2,408/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,130/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,419
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,530
−HK$1,127/mo
Today · 4.125%
HK$43,657
baseline
▲ 0.50% · 4.625%
HK$45,958
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,314/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,677
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,067
−HK$1,412/mo
Today · 4.125%
HK$47,479
baseline
▲ 0.50% · 4.625%
HK$50,367
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,958/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,703
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,036
−HK$1,352/mo
Today · 4.125%
HK$52,388
baseline
▲ 0.50% · 4.625%
HK$55,149
+HK$2,761/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,776/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,123
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,744
−HK$1,648/mo
Today · 4.125%
HK$55,392
baseline
▲ 0.50% · 4.625%
HK$58,762
+HK$3,370/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,784/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,986
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,542
−HK$1,577/mo
Today · 4.125%
HK$61,119
baseline
▲ 0.50% · 4.625%
HK$64,341
+HK$3,222/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,238/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,015
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,100
−HK$2,118/mo
Today · 4.125%
HK$71,218
baseline
▲ 0.50% · 4.625%
HK$75,551
+HK$4,333/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,436/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,554
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,553
−HK$2,029/mo
Today · 4.125%
HK$78,582
baseline
▲ 0.50% · 4.625%
HK$82,724
+HK$4,142/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,164/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,280 · Scale 2, in force from 26 Feb 2026)