LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,231
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,389
−HK$1,177/mo
Today · 4.125%
HK$39,566
baseline
▲ 0.50% · 4.625%
HK$41,973
+HK$2,407/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,132/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,419
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,530
−HK$1,127/mo
Today · 4.125%
HK$43,657
baseline
▲ 0.50% · 4.625%
HK$45,958
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,314/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,677
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,067
−HK$1,412/mo
Today · 4.125%
HK$47,479
baseline
▲ 0.50% · 4.625%
HK$50,368
+HK$2,889/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,958/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,703
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,036
−HK$1,352/mo
Today · 4.125%
HK$52,388
baseline
▲ 0.50% · 4.625%
HK$55,150
+HK$2,762/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,776/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,124
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,745
−HK$1,647/mo
Today · 4.125%
HK$55,392
baseline
▲ 0.50% · 4.625%
HK$58,763
+HK$3,371/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,784/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,987
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,542
−HK$1,578/mo
Today · 4.125%
HK$61,120
baseline
▲ 0.50% · 4.625%
HK$64,341
+HK$3,221/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,240/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,016
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,101
−HK$2,117/mo
Today · 4.125%
HK$71,218
baseline
▲ 0.50% · 4.625%
HK$75,552
+HK$4,334/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,436/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,555
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,554
−HK$2,029/mo
Today · 4.125%
HK$78,583
baseline
▲ 0.50% · 4.625%
HK$82,725
+HK$4,142/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,166/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,285 · Scale 2, in force from 26 Feb 2026)