LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,233
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,392
−HK$1,176/mo
Today · 4.125%
HK$39,568
baseline
▲ 0.50% · 4.625%
HK$41,976
+HK$2,408/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,136/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,422
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,533
−HK$1,127/mo
Today · 4.125%
HK$43,660
baseline
▲ 0.50% · 4.625%
HK$45,961
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,320/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,680
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,070
−HK$1,412/mo
Today · 4.125%
HK$47,482
baseline
▲ 0.50% · 4.625%
HK$50,371
+HK$2,889/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,964/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,706
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,039
−HK$1,353/mo
Today · 4.125%
HK$52,392
baseline
▲ 0.50% · 4.625%
HK$55,153
+HK$2,761/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,784/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,127
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,748
−HK$1,648/mo
Today · 4.125%
HK$55,396
baseline
▲ 0.50% · 4.625%
HK$58,766
+HK$3,370/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,792/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,991
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,546
−HK$1,578/mo
Today · 4.125%
HK$61,124
baseline
▲ 0.50% · 4.625%
HK$64,345
+HK$3,221/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,248/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,020
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,105
−HK$2,118/mo
Today · 4.125%
HK$71,223
baseline
▲ 0.50% · 4.625%
HK$75,557
+HK$4,334/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$142,446/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,559
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,559
−HK$2,028/mo
Today · 4.125%
HK$78,587
baseline
▲ 0.50% · 4.625%
HK$82,730
+HK$4,143/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$157,174/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,323 · Scale 2, in force from 26 Feb 2026)