LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,235
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,393
−HK$1,177/mo
Today · 4.125%
HK$39,570
baseline
▲ 0.50% · 4.625%
HK$41,977
+HK$2,407/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,140/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,423
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,534
−HK$1,127/mo
Today · 4.125%
HK$43,661
baseline
▲ 0.50% · 4.625%
HK$45,963
+HK$2,302/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,322/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,682
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,072
−HK$1,412/mo
Today · 4.125%
HK$47,484
baseline
▲ 0.50% · 4.625%
HK$50,373
+HK$2,889/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,968/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,708
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,041
−HK$1,352/mo
Today · 4.125%
HK$52,393
baseline
▲ 0.50% · 4.625%
HK$55,155
+HK$2,762/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,786/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,129
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,750
−HK$1,648/mo
Today · 4.125%
HK$55,398
baseline
▲ 0.50% · 4.625%
HK$58,768
+HK$3,370/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,796/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,993
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,548
−HK$1,578/mo
Today · 4.125%
HK$61,126
baseline
▲ 0.50% · 4.625%
HK$64,348
+HK$3,222/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,252/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,023
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,107
−HK$2,118/mo
Today · 4.125%
HK$71,225
baseline
▲ 0.50% · 4.625%
HK$75,559
+HK$4,334/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$142,450/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,562
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,562
−HK$2,028/mo
Today · 4.125%
HK$78,590
baseline
▲ 0.50% · 4.625%
HK$82,733
+HK$4,143/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$157,180/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,345 · Scale 2, in force from 26 Feb 2026)