LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,235
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,393
−HK$1,177/mo
Today · 4.125%
HK$39,570
baseline
▲ 0.50% · 4.625%
HK$41,978
+HK$2,408/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,140/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,424
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,535
−HK$1,127/mo
Today · 4.125%
HK$43,662
baseline
▲ 0.50% · 4.625%
HK$45,963
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,324/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,682
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,072
−HK$1,412/mo
Today · 4.125%
HK$47,484
baseline
▲ 0.50% · 4.625%
HK$50,374
+HK$2,890/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,968/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,709
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,042
−HK$1,352/mo
Today · 4.125%
HK$52,394
baseline
▲ 0.50% · 4.625%
HK$55,156
+HK$2,762/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,788/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,129
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,751
−HK$1,647/mo
Today · 4.125%
HK$55,398
baseline
▲ 0.50% · 4.625%
HK$58,769
+HK$3,371/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,796/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,993
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,549
−HK$1,578/mo
Today · 4.125%
HK$61,127
baseline
▲ 0.50% · 4.625%
HK$64,349
+HK$3,222/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,254/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,023
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,108
−HK$2,118/mo
Today · 4.125%
HK$71,226
baseline
▲ 0.50% · 4.625%
HK$75,560
+HK$4,334/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$142,452/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,563
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,563
−HK$2,028/mo
Today · 4.125%
HK$78,591
baseline
▲ 0.50% · 4.625%
HK$82,734
+HK$4,143/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$157,182/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,353 · Scale 2, in force from 26 Feb 2026)