LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,236
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,394
−HK$1,177/mo
Today · 4.125%
HK$39,571
baseline
▲ 0.50% · 4.625%
HK$41,978
+HK$2,407/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,142/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,424
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,535
−HK$1,127/mo
Today · 4.125%
HK$43,662
baseline
▲ 0.50% · 4.625%
HK$45,964
+HK$2,302/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,324/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,683
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,073
−HK$1,412/mo
Today · 4.125%
HK$47,485
baseline
▲ 0.50% · 4.625%
HK$50,374
+HK$2,889/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,970/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,709
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,042
−HK$1,353/mo
Today · 4.125%
HK$52,395
baseline
▲ 0.50% · 4.625%
HK$55,156
+HK$2,761/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,790/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,130
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,751
−HK$1,648/mo
Today · 4.125%
HK$55,399
baseline
▲ 0.50% · 4.625%
HK$58,770
+HK$3,371/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,798/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,994
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,549
−HK$1,578/mo
Today · 4.125%
HK$61,127
baseline
▲ 0.50% · 4.625%
HK$64,349
+HK$3,222/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,254/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,024
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,109
−HK$2,118/mo
Today · 4.125%
HK$71,227
baseline
▲ 0.50% · 4.625%
HK$75,561
+HK$4,334/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$142,454/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,563
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,563
−HK$2,029/mo
Today · 4.125%
HK$78,592
baseline
▲ 0.50% · 4.625%
HK$82,735
+HK$4,143/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$157,184/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,358 · Scale 2, in force from 26 Feb 2026)