LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,238
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,396
−HK$1,177/mo
Today · 4.125%
HK$39,573
baseline
▲ 0.50% · 4.625%
HK$41,981
+HK$2,408/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,146/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,426
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,537
−HK$1,127/mo
Today · 4.125%
HK$43,664
baseline
▲ 0.50% · 4.625%
HK$45,966
+HK$2,302/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,328/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,685
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,075
−HK$1,412/mo
Today · 4.125%
HK$47,487
baseline
▲ 0.50% · 4.625%
HK$50,377
+HK$2,890/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,974/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,712
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,045
−HK$1,352/mo
Today · 4.125%
HK$52,397
baseline
▲ 0.50% · 4.625%
HK$55,159
+HK$2,762/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,794/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,133
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,754
−HK$1,648/mo
Today · 4.125%
HK$55,402
baseline
▲ 0.50% · 4.625%
HK$58,773
+HK$3,371/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,804/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,997
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,552
−HK$1,578/mo
Today · 4.125%
HK$61,130
baseline
▲ 0.50% · 4.625%
HK$64,353
+HK$3,223/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,260/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,028
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,112
−HK$2,119/mo
Today · 4.125%
HK$71,231
baseline
▲ 0.50% · 4.625%
HK$75,565
+HK$4,334/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$142,462/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,567
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,567
−HK$2,029/mo
Today · 4.125%
HK$78,596
baseline
▲ 0.50% · 4.625%
HK$82,739
+HK$4,143/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$157,192/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,391 · Scale 2, in force from 26 Feb 2026)