LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,240
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,398
−HK$1,177/mo
Today · 4.125%
HK$39,575
baseline
▲ 0.50% · 4.625%
HK$41,983
+HK$2,408/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,150/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,429
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,540
−HK$1,127/mo
Today · 4.125%
HK$43,667
baseline
▲ 0.50% · 4.625%
HK$45,969
+HK$2,302/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,334/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,688
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,078
−HK$1,412/mo
Today · 4.125%
HK$47,490
baseline
▲ 0.50% · 4.625%
HK$50,380
+HK$2,890/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,980/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,715
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,048
−HK$1,353/mo
Today · 4.125%
HK$52,401
baseline
▲ 0.50% · 4.625%
HK$55,163
+HK$2,762/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,802/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,136
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,758
−HK$1,647/mo
Today · 4.125%
HK$55,405
baseline
▲ 0.50% · 4.625%
HK$58,776
+HK$3,371/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,810/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,001
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,556
−HK$1,578/mo
Today · 4.125%
HK$61,134
baseline
▲ 0.50% · 4.625%
HK$64,357
+HK$3,223/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,268/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,032
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,117
−HK$2,118/mo
Today · 4.125%
HK$71,235
baseline
▲ 0.50% · 4.625%
HK$75,570
+HK$4,335/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$142,470/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,572
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,572
−HK$2,029/mo
Today · 4.125%
HK$78,601
baseline
▲ 0.50% · 4.625%
HK$82,744
+HK$4,143/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$157,202/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,429 · Scale 2, in force from 26 Feb 2026)