LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,240
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,399
−HK$1,177/mo
Today · 4.125%
HK$39,576
baseline
▲ 0.50% · 4.625%
HK$41,984
+HK$2,408/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,152/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,430
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,541
−HK$1,127/mo
Today · 4.125%
HK$43,668
baseline
▲ 0.50% · 4.625%
HK$45,970
+HK$2,302/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,336/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,689
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,079
−HK$1,412/mo
Today · 4.125%
HK$47,491
baseline
▲ 0.50% · 4.625%
HK$50,381
+HK$2,890/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,982/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,716
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,049
−HK$1,353/mo
Today · 4.125%
HK$52,402
baseline
▲ 0.50% · 4.625%
HK$55,164
+HK$2,762/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,804/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,137
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,758
−HK$1,648/mo
Today · 4.125%
HK$55,406
baseline
▲ 0.50% · 4.625%
HK$58,777
+HK$3,371/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,812/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,002
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,557
−HK$1,578/mo
Today · 4.125%
HK$61,135
baseline
▲ 0.50% · 4.625%
HK$64,358
+HK$3,223/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,270/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,033
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,118
−HK$2,118/mo
Today · 4.125%
HK$71,236
baseline
▲ 0.50% · 4.625%
HK$75,571
+HK$4,335/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$142,472/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,573
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,573
−HK$2,029/mo
Today · 4.125%
HK$78,602
baseline
▲ 0.50% · 4.625%
HK$82,746
+HK$4,144/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$157,204/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,440 · Scale 2, in force from 26 Feb 2026)