LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,242
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,400
−HK$1,177/mo
Today · 4.125%
HK$39,577
baseline
▲ 0.50% · 4.625%
HK$41,986
+HK$2,409/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,154/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,431
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,543
−HK$1,127/mo
Today · 4.125%
HK$43,670
baseline
▲ 0.50% · 4.625%
HK$45,972
+HK$2,302/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,340/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,690
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,081
−HK$1,412/mo
Today · 4.125%
HK$47,493
baseline
▲ 0.50% · 4.625%
HK$50,383
+HK$2,890/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,986/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,718
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,051
−HK$1,353/mo
Today · 4.125%
HK$52,404
baseline
▲ 0.50% · 4.625%
HK$55,166
+HK$2,762/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,808/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,139
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,761
−HK$1,647/mo
Today · 4.125%
HK$55,408
baseline
▲ 0.50% · 4.625%
HK$58,780
+HK$3,372/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,816/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,004
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,560
−HK$1,578/mo
Today · 4.125%
HK$61,138
baseline
▲ 0.50% · 4.625%
HK$64,360
+HK$3,222/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,276/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,036
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,121
−HK$2,118/mo
Today · 4.125%
HK$71,239
baseline
▲ 0.50% · 4.625%
HK$75,574
+HK$4,335/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$142,478/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,576
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$76,577
−HK$2,029/mo
Today · 4.125%
HK$78,606
baseline
▲ 0.50% · 4.625%
HK$82,749
+HK$4,143/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$157,212/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,465 · Scale 2, in force from 26 Feb 2026)