LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,245
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,404
−HK$1,177/mo
Today · 4.125%
HK$39,581
baseline
▲ 0.50% · 4.625%
HK$41,990
+HK$2,409/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,162/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,435
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,546
−HK$1,128/mo
Today · 4.125%
HK$43,674
baseline
▲ 0.50% · 4.625%
HK$45,976
+HK$2,302/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,348/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,695
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,085
−HK$1,412/mo
Today · 4.125%
HK$47,497
baseline
▲ 0.50% · 4.625%
HK$50,387
+HK$2,890/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,994/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,722
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,056
−HK$1,353/mo
Today · 4.125%
HK$52,409
baseline
▲ 0.50% · 4.625%
HK$55,171
+HK$2,762/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,818/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,144
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,766
−HK$1,648/mo
Today · 4.125%
HK$55,414
baseline
▲ 0.50% · 4.625%
HK$58,785
+HK$3,371/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,828/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,009
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,565
−HK$1,578/mo
Today · 4.125%
HK$61,143
baseline
▲ 0.50% · 4.625%
HK$64,366
+HK$3,223/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,286/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,042
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$69,127
−HK$2,119/mo
Today · 4.125%
HK$71,246
baseline
▲ 0.50% · 4.625%
HK$75,581
+HK$4,335/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$142,492/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,583
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$76,584
−HK$2,029/mo
Today · 4.125%
HK$78,613
baseline
▲ 0.50% · 4.625%
HK$82,757
+HK$4,144/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$157,226/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,522 · Scale 2, in force from 26 Feb 2026)