LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,246
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,405
−HK$1,177/mo
Today · 4.125%
HK$39,582
baseline
▲ 0.50% · 4.625%
HK$41,990
+HK$2,408/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,164/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,436
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,547
−HK$1,128/mo
Today · 4.125%
HK$43,675
baseline
▲ 0.50% · 4.625%
HK$45,977
+HK$2,302/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,350/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,695
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,086
−HK$1,412/mo
Today · 4.125%
HK$47,498
baseline
▲ 0.50% · 4.625%
HK$50,388
+HK$2,890/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,996/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,723
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,057
−HK$1,353/mo
Today · 4.125%
HK$52,410
baseline
▲ 0.50% · 4.625%
HK$55,172
+HK$2,762/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,820/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,145
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,767
−HK$1,648/mo
Today · 4.125%
HK$55,415
baseline
▲ 0.50% · 4.625%
HK$58,786
+HK$3,371/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,830/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,010
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,566
−HK$1,579/mo
Today · 4.125%
HK$61,145
baseline
▲ 0.50% · 4.625%
HK$64,368
+HK$3,223/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,290/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,043
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$69,129
−HK$2,118/mo
Today · 4.125%
HK$71,247
baseline
▲ 0.50% · 4.625%
HK$75,583
+HK$4,336/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$142,494/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,585
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,585
−HK$2,029/mo
Today · 4.125%
HK$78,614
baseline
▲ 0.50% · 4.625%
HK$82,758
+HK$4,144/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$157,228/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,534 · Scale 2, in force from 26 Feb 2026)