LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,247
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,405
−HK$1,177/mo
Today · 4.125%
HK$39,582
baseline
▲ 0.50% · 4.625%
HK$41,991
+HK$2,409/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,164/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,436
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,548
−HK$1,127/mo
Today · 4.125%
HK$43,675
baseline
▲ 0.50% · 4.625%
HK$45,977
+HK$2,302/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,350/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,696
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,086
−HK$1,413/mo
Today · 4.125%
HK$47,499
baseline
▲ 0.50% · 4.625%
HK$50,389
+HK$2,890/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$94,998/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,724
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,057
−HK$1,353/mo
Today · 4.125%
HK$52,410
baseline
▲ 0.50% · 4.625%
HK$55,173
+HK$2,763/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,820/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,145
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,767
−HK$1,648/mo
Today · 4.125%
HK$55,415
baseline
▲ 0.50% · 4.625%
HK$58,787
+HK$3,372/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,830/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,011
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,567
−HK$1,578/mo
Today · 4.125%
HK$61,145
baseline
▲ 0.50% · 4.625%
HK$64,368
+HK$3,223/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,290/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,044
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$69,129
−HK$2,119/mo
Today · 4.125%
HK$71,248
baseline
▲ 0.50% · 4.625%
HK$75,583
+HK$4,335/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$142,496/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,586
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,586
−HK$2,029/mo
Today · 4.125%
HK$78,615
baseline
▲ 0.50% · 4.625%
HK$82,759
+HK$4,144/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$157,230/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,539 · Scale 2, in force from 26 Feb 2026)