LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,248
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,407
−HK$1,177/mo
Today · 4.125%
HK$39,584
baseline
▲ 0.50% · 4.625%
HK$41,993
+HK$2,409/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,168/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,438
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,550
−HK$1,127/mo
Today · 4.125%
HK$43,677
baseline
▲ 0.50% · 4.625%
HK$45,980
+HK$2,303/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,354/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,698
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,088
−HK$1,413/mo
Today · 4.125%
HK$47,501
baseline
▲ 0.50% · 4.625%
HK$50,391
+HK$2,890/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$95,002/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,726
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,060
−HK$1,353/mo
Today · 4.125%
HK$52,413
baseline
▲ 0.50% · 4.625%
HK$55,175
+HK$2,762/mo
Deposit HK$6.53M · loan HK$9.80M · min. income ≈ HK$104,826/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,148
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,770
−HK$1,648/mo
Today · 4.125%
HK$55,418
baseline
▲ 0.50% · 4.625%
HK$58,790
+HK$3,372/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,836/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,014
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,570
−HK$1,578/mo
Today · 4.125%
HK$61,148
baseline
▲ 0.50% · 4.625%
HK$64,371
+HK$3,223/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,296/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,047
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,133
−HK$2,119/mo
Today · 4.125%
HK$71,252
baseline
▲ 0.50% · 4.625%
HK$75,587
+HK$4,335/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$142,504/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,589
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$76,590
−HK$2,029/mo
Today · 4.125%
HK$78,619
baseline
▲ 0.50% · 4.625%
HK$82,763
+HK$4,144/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$157,238/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,570 · Scale 2, in force from 26 Feb 2026)