LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,254
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,412
−HK$1,178/mo
Today · 4.125%
HK$39,590
baseline
▲ 0.50% · 4.625%
HK$41,999
+HK$2,409/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,180/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,444
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,556
−HK$1,127/mo
Today · 4.125%
HK$43,683
baseline
▲ 0.50% · 4.625%
HK$45,986
+HK$2,303/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,366/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,704
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,095
−HK$1,413/mo
Today · 4.125%
HK$47,508
baseline
▲ 0.50% · 4.625%
HK$50,399
+HK$2,891/mo
Deposit HK$6.54M · loan HK$9.80M · min. income ≈ HK$95,016/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,733
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,067
−HK$1,353/mo
Today · 4.125%
HK$52,420
baseline
▲ 0.50% · 4.625%
HK$55,183
+HK$2,763/mo
Deposit HK$6.54M · loan HK$9.80M · min. income ≈ HK$104,840/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,155
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,777
−HK$1,649/mo
Today · 4.125%
HK$55,426
baseline
▲ 0.50% · 4.625%
HK$58,798
+HK$3,372/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,852/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,022
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,578
−HK$1,579/mo
Today · 4.125%
HK$61,157
baseline
▲ 0.50% · 4.625%
HK$64,381
+HK$3,224/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,314/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,057
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,142
−HK$2,120/mo
Today · 4.125%
HK$71,262
baseline
▲ 0.50% · 4.625%
HK$75,598
+HK$4,336/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$142,524/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,600
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$76,601
−HK$2,029/mo
Today · 4.125%
HK$78,630
baseline
▲ 0.50% · 4.625%
HK$82,775
+HK$4,145/mo
Deposit HK$1.63M · loan HK$14.70M · min. income ≈ HK$157,260/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,657 · Scale 2, in force from 26 Feb 2026)