LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,257
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,416
−HK$1,177/mo
Today · 4.125%
HK$39,593
baseline
▲ 0.50% · 4.625%
HK$42,002
+HK$2,409/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,186/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,448
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,560
−HK$1,127/mo
Today · 4.125%
HK$43,687
baseline
▲ 0.50% · 4.625%
HK$45,990
+HK$2,303/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,374/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,708
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,099
−HK$1,413/mo
Today · 4.125%
HK$47,512
baseline
▲ 0.50% · 4.625%
HK$50,403
+HK$2,891/mo
Deposit HK$6.54M · loan HK$9.80M · min. income ≈ HK$95,024/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,738
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,072
−HK$1,353/mo
Today · 4.125%
HK$52,425
baseline
▲ 0.50% · 4.625%
HK$55,188
+HK$2,763/mo
Deposit HK$6.54M · loan HK$9.80M · min. income ≈ HK$104,850/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,160
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,782
−HK$1,649/mo
Today · 4.125%
HK$55,431
baseline
▲ 0.50% · 4.625%
HK$58,803
+HK$3,372/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,862/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,027
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,583
−HK$1,579/mo
Today · 4.125%
HK$61,162
baseline
▲ 0.50% · 4.625%
HK$64,386
+HK$3,224/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,324/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,062
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,149
−HK$2,119/mo
Today · 4.125%
HK$71,268
baseline
▲ 0.50% · 4.625%
HK$75,604
+HK$4,336/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,536/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,606
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,607
−HK$2,030/mo
Today · 4.125%
HK$78,637
baseline
▲ 0.50% · 4.625%
HK$82,782
+HK$4,145/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,274/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,710 · Scale 2, in force from 26 Feb 2026)