LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,259
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,418
−HK$1,178/mo
Today · 4.125%
HK$39,596
baseline
▲ 0.50% · 4.625%
HK$42,005
+HK$2,409/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,192/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,451
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,562
−HK$1,128/mo
Today · 4.125%
HK$43,690
baseline
▲ 0.50% · 4.625%
HK$45,993
+HK$2,303/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,380/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,711
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,102
−HK$1,413/mo
Today · 4.125%
HK$47,515
baseline
▲ 0.50% · 4.625%
HK$50,406
+HK$2,891/mo
Deposit HK$6.54M · loan HK$9.80M · min. income ≈ HK$95,030/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,741
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,075
−HK$1,353/mo
Today · 4.125%
HK$52,428
baseline
▲ 0.50% · 4.625%
HK$55,192
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.80M · min. income ≈ HK$104,856/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,163
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,786
−HK$1,648/mo
Today · 4.125%
HK$55,434
baseline
▲ 0.50% · 4.625%
HK$58,807
+HK$3,373/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,868/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,031
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,587
−HK$1,579/mo
Today · 4.125%
HK$61,166
baseline
▲ 0.50% · 4.625%
HK$64,391
+HK$3,225/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,332/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,067
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,153
−HK$2,120/mo
Today · 4.125%
HK$71,273
baseline
▲ 0.50% · 4.625%
HK$75,610
+HK$4,337/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,546/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,611
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,612
−HK$2,030/mo
Today · 4.125%
HK$78,642
baseline
▲ 0.50% · 4.625%
HK$82,788
+HK$4,146/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,284/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,752 · Scale 2, in force from 26 Feb 2026)