LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,261
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,420
−HK$1,178/mo
Today · 4.125%
HK$39,598
baseline
▲ 0.50% · 4.625%
HK$42,007
+HK$2,409/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,196/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,452
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,564
−HK$1,128/mo
Today · 4.125%
HK$43,692
baseline
▲ 0.50% · 4.625%
HK$45,995
+HK$2,303/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,384/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,713
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,104
−HK$1,413/mo
Today · 4.125%
HK$47,517
baseline
▲ 0.50% · 4.625%
HK$50,408
+HK$2,891/mo
Deposit HK$6.54M · loan HK$9.80M · min. income ≈ HK$95,034/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,743
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,077
−HK$1,353/mo
Today · 4.125%
HK$52,430
baseline
▲ 0.50% · 4.625%
HK$55,194
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.80M · min. income ≈ HK$104,860/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,165
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,788
−HK$1,649/mo
Today · 4.125%
HK$55,437
baseline
▲ 0.50% · 4.625%
HK$58,810
+HK$3,373/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,874/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,033
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,590
−HK$1,579/mo
Today · 4.125%
HK$61,169
baseline
▲ 0.50% · 4.625%
HK$64,393
+HK$3,224/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,338/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,070
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,156
−HK$2,120/mo
Today · 4.125%
HK$71,276
baseline
▲ 0.50% · 4.625%
HK$75,612
+HK$4,336/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,552/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,614
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,615
−HK$2,031/mo
Today · 4.125%
HK$78,646
baseline
▲ 0.50% · 4.625%
HK$82,791
+HK$4,145/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,292/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,776 · Scale 2, in force from 26 Feb 2026)