LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,263
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,422
−HK$1,177/mo
Today · 4.125%
HK$39,599
baseline
▲ 0.50% · 4.625%
HK$42,009
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,198/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,454
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,566
−HK$1,128/mo
Today · 4.125%
HK$43,694
baseline
▲ 0.50% · 4.625%
HK$45,997
+HK$2,303/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,388/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,715
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,106
−HK$1,413/mo
Today · 4.125%
HK$47,519
baseline
▲ 0.50% · 4.625%
HK$50,410
+HK$2,891/mo
Deposit HK$6.54M · loan HK$9.80M · min. income ≈ HK$95,038/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,745
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,079
−HK$1,354/mo
Today · 4.125%
HK$52,433
baseline
▲ 0.50% · 4.625%
HK$55,196
+HK$2,763/mo
Deposit HK$6.54M · loan HK$9.80M · min. income ≈ HK$104,866/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,168
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,790
−HK$1,649/mo
Today · 4.125%
HK$55,439
baseline
▲ 0.50% · 4.625%
HK$58,812
+HK$3,373/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,878/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,036
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,592
−HK$1,579/mo
Today · 4.125%
HK$61,171
baseline
▲ 0.50% · 4.625%
HK$64,396
+HK$3,225/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,342/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,073
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,159
−HK$2,120/mo
Today · 4.125%
HK$71,279
baseline
▲ 0.50% · 4.625%
HK$75,616
+HK$4,337/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,558/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,618
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,619
−HK$2,030/mo
Today · 4.125%
HK$78,649
baseline
▲ 0.50% · 4.625%
HK$82,795
+HK$4,146/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,298/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,802 · Scale 2, in force from 26 Feb 2026)