LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,264
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,423
−HK$1,177/mo
Today · 4.125%
HK$39,600
baseline
▲ 0.50% · 4.625%
HK$42,010
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,200/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,455
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,567
−HK$1,128/mo
Today · 4.125%
HK$43,695
baseline
▲ 0.50% · 4.625%
HK$45,998
+HK$2,303/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,390/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,716
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,107
−HK$1,413/mo
Today · 4.125%
HK$47,520
baseline
▲ 0.50% · 4.625%
HK$50,412
+HK$2,892/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,040/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,746
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,081
−HK$1,353/mo
Today · 4.125%
HK$52,434
baseline
▲ 0.50% · 4.625%
HK$55,198
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,868/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,169
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,792
−HK$1,648/mo
Today · 4.125%
HK$55,440
baseline
▲ 0.50% · 4.625%
HK$58,814
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,880/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,038
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,594
−HK$1,579/mo
Today · 4.125%
HK$61,173
baseline
▲ 0.50% · 4.625%
HK$64,398
+HK$3,225/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,346/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,074
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,161
−HK$2,120/mo
Today · 4.125%
HK$71,281
baseline
▲ 0.50% · 4.625%
HK$75,618
+HK$4,337/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,562/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,620
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,621
−HK$2,030/mo
Today · 4.125%
HK$78,651
baseline
▲ 0.50% · 4.625%
HK$82,797
+HK$4,146/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,302/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,819 · Scale 2, in force from 26 Feb 2026)