LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,264
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,423
−HK$1,178/mo
Today · 4.125%
HK$39,601
baseline
▲ 0.50% · 4.625%
HK$42,010
+HK$2,409/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,202/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,456
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,568
−HK$1,127/mo
Today · 4.125%
HK$43,695
baseline
▲ 0.50% · 4.625%
HK$45,999
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,390/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,717
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,108
−HK$1,413/mo
Today · 4.125%
HK$47,521
baseline
▲ 0.50% · 4.625%
HK$50,412
+HK$2,891/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,042/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,747
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,081
−HK$1,354/mo
Today · 4.125%
HK$52,435
baseline
▲ 0.50% · 4.625%
HK$55,198
+HK$2,763/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,870/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,169
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,792
−HK$1,649/mo
Today · 4.125%
HK$55,441
baseline
▲ 0.50% · 4.625%
HK$58,814
+HK$3,373/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,882/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,038
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,595
−HK$1,579/mo
Today · 4.125%
HK$61,174
baseline
▲ 0.50% · 4.625%
HK$64,398
+HK$3,224/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,348/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,075
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,161
−HK$2,120/mo
Today · 4.125%
HK$71,281
baseline
▲ 0.50% · 4.625%
HK$75,619
+HK$4,338/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,562/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,620
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,622
−HK$2,030/mo
Today · 4.125%
HK$78,652
baseline
▲ 0.50% · 4.625%
HK$82,798
+HK$4,146/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,304/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,825 · Scale 2, in force from 26 Feb 2026)