LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,265
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,424
−HK$1,177/mo
Today · 4.125%
HK$39,601
baseline
▲ 0.50% · 4.625%
HK$42,011
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,202/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,456
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,568
−HK$1,128/mo
Today · 4.125%
HK$43,696
baseline
▲ 0.50% · 4.625%
HK$46,000
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,392/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,717
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,108
−HK$1,414/mo
Today · 4.125%
HK$47,522
baseline
▲ 0.50% · 4.625%
HK$50,413
+HK$2,891/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,044/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,748
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,082
−HK$1,353/mo
Today · 4.125%
HK$52,435
baseline
▲ 0.50% · 4.625%
HK$55,199
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,870/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,170
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,793
−HK$1,649/mo
Today · 4.125%
HK$55,442
baseline
▲ 0.50% · 4.625%
HK$58,815
+HK$3,373/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,884/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,039
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,596
−HK$1,579/mo
Today · 4.125%
HK$61,175
baseline
▲ 0.50% · 4.625%
HK$64,399
+HK$3,224/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,350/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,076
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,163
−HK$2,120/mo
Today · 4.125%
HK$71,283
baseline
▲ 0.50% · 4.625%
HK$75,620
+HK$4,337/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,566/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,622
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,623
−HK$2,030/mo
Today · 4.125%
HK$78,653
baseline
▲ 0.50% · 4.625%
HK$82,799
+HK$4,146/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,306/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,836 · Scale 2, in force from 26 Feb 2026)