LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,266
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,425
−HK$1,178/mo
Today · 4.125%
HK$39,603
baseline
▲ 0.50% · 4.625%
HK$42,013
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,206/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,458
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,570
−HK$1,128/mo
Today · 4.125%
HK$43,698
baseline
▲ 0.50% · 4.625%
HK$46,001
+HK$2,303/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,396/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,719
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,110
−HK$1,413/mo
Today · 4.125%
HK$47,523
baseline
▲ 0.50% · 4.625%
HK$50,415
+HK$2,892/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,046/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,750
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,084
−HK$1,353/mo
Today · 4.125%
HK$52,437
baseline
▲ 0.50% · 4.625%
HK$55,201
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,874/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,172
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,795
−HK$1,649/mo
Today · 4.125%
HK$55,444
baseline
▲ 0.50% · 4.625%
HK$58,818
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,888/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,041
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,598
−HK$1,579/mo
Today · 4.125%
HK$61,177
baseline
▲ 0.50% · 4.625%
HK$64,402
+HK$3,225/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,354/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,079
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,165
−HK$2,120/mo
Today · 4.125%
HK$71,285
baseline
▲ 0.50% · 4.625%
HK$75,623
+HK$4,338/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,570/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,624
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,626
−HK$2,030/mo
Today · 4.125%
HK$78,656
baseline
▲ 0.50% · 4.625%
HK$82,802
+HK$4,146/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,312/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,858 · Scale 2, in force from 26 Feb 2026)