LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,267
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,426
−HK$1,178/mo
Today · 4.125%
HK$39,604
baseline
▲ 0.50% · 4.625%
HK$42,014
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,208/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,459
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,571
−HK$1,128/mo
Today · 4.125%
HK$43,699
baseline
▲ 0.50% · 4.625%
HK$46,002
+HK$2,303/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,398/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,720
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,111
−HK$1,414/mo
Today · 4.125%
HK$47,525
baseline
▲ 0.50% · 4.625%
HK$50,416
+HK$2,891/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,050/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,751
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,085
−HK$1,354/mo
Today · 4.125%
HK$52,439
baseline
▲ 0.50% · 4.625%
HK$55,203
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,878/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,174
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,797
−HK$1,648/mo
Today · 4.125%
HK$55,445
baseline
▲ 0.50% · 4.625%
HK$58,819
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,890/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,043
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,599
−HK$1,580/mo
Today · 4.125%
HK$61,179
baseline
▲ 0.50% · 4.625%
HK$64,403
+HK$3,224/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,358/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,080
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,167
−HK$2,120/mo
Today · 4.125%
HK$71,287
baseline
▲ 0.50% · 4.625%
HK$75,625
+HK$4,338/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,574/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,626
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,628
−HK$2,030/mo
Today · 4.125%
HK$78,658
baseline
▲ 0.50% · 4.625%
HK$82,804
+HK$4,146/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,316/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,874 · Scale 2, in force from 26 Feb 2026)