LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,268
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,427
−HK$1,178/mo
Today · 4.125%
HK$39,605
baseline
▲ 0.50% · 4.625%
HK$42,014
+HK$2,409/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,210/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,460
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,572
−HK$1,128/mo
Today · 4.125%
HK$43,700
baseline
▲ 0.50% · 4.625%
HK$46,003
+HK$2,303/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,400/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,721
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,112
−HK$1,413/mo
Today · 4.125%
HK$47,525
baseline
▲ 0.50% · 4.625%
HK$50,417
+HK$2,892/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,050/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,752
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,086
−HK$1,354/mo
Today · 4.125%
HK$52,440
baseline
▲ 0.50% · 4.625%
HK$55,204
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,880/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,175
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,798
−HK$1,648/mo
Today · 4.125%
HK$55,446
baseline
▲ 0.50% · 4.625%
HK$58,820
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,892/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,044
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,600
−HK$1,580/mo
Today · 4.125%
HK$61,180
baseline
▲ 0.50% · 4.625%
HK$64,405
+HK$3,225/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,360/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,082
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,168
−HK$2,120/mo
Today · 4.125%
HK$71,288
baseline
▲ 0.50% · 4.625%
HK$75,626
+HK$4,338/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,576/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,628
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,629
−HK$2,031/mo
Today · 4.125%
HK$78,660
baseline
▲ 0.50% · 4.625%
HK$82,806
+HK$4,146/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,320/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,885 · Scale 2, in force from 26 Feb 2026)