LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,268
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,428
−HK$1,178/mo
Today · 4.125%
HK$39,606
baseline
▲ 0.50% · 4.625%
HK$42,015
+HK$2,409/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,212/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,461
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,573
−HK$1,128/mo
Today · 4.125%
HK$43,701
baseline
▲ 0.50% · 4.625%
HK$46,004
+HK$2,303/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,402/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,722
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,113
−HK$1,414/mo
Today · 4.125%
HK$47,527
baseline
▲ 0.50% · 4.625%
HK$50,419
+HK$2,892/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,054/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,753
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,087
−HK$1,354/mo
Today · 4.125%
HK$52,441
baseline
▲ 0.50% · 4.625%
HK$55,205
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,882/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,176
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,799
−HK$1,649/mo
Today · 4.125%
HK$55,448
baseline
▲ 0.50% · 4.625%
HK$58,822
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,896/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,045
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,602
−HK$1,579/mo
Today · 4.125%
HK$61,181
baseline
▲ 0.50% · 4.625%
HK$64,406
+HK$3,225/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,362/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,083
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,170
−HK$2,120/mo
Today · 4.125%
HK$71,290
baseline
▲ 0.50% · 4.625%
HK$75,628
+HK$4,338/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,580/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,629
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,631
−HK$2,030/mo
Today · 4.125%
HK$78,661
baseline
▲ 0.50% · 4.625%
HK$82,808
+HK$4,147/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,322/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,900 · Scale 2, in force from 26 Feb 2026)