LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,269
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,428
−HK$1,178/mo
Today · 4.125%
HK$39,606
baseline
▲ 0.50% · 4.625%
HK$42,016
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,212/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,461
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,573
−HK$1,128/mo
Today · 4.125%
HK$43,701
baseline
▲ 0.50% · 4.625%
HK$46,005
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,402/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$612,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,723
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,114
−HK$1,413/mo
Today · 4.125%
HK$47,527
baseline
▲ 0.50% · 4.625%
HK$50,419
+HK$2,892/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,054/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,754
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,088
−HK$1,354/mo
Today · 4.125%
HK$52,442
baseline
▲ 0.50% · 4.625%
HK$55,206
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,884/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,176
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,799
−HK$1,649/mo
Today · 4.125%
HK$55,448
baseline
▲ 0.50% · 4.625%
HK$58,822
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,896/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,046
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,603
−HK$1,579/mo
Today · 4.125%
HK$61,182
baseline
▲ 0.50% · 4.625%
HK$64,407
+HK$3,225/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,364/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,084
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,171
−HK$2,120/mo
Today · 4.125%
HK$71,291
baseline
▲ 0.50% · 4.625%
HK$75,629
+HK$4,338/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,582/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,630
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,632
−HK$2,030/mo
Today · 4.125%
HK$78,662
baseline
▲ 0.50% · 4.625%
HK$82,809
+HK$4,147/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,324/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,907 · Scale 2, in force from 26 Feb 2026)