LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,270
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,429
−HK$1,178/mo
Today · 4.125%
HK$39,607
baseline
▲ 0.50% · 4.625%
HK$42,017
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,214/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$612,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,462
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,574
−HK$1,128/mo
Today · 4.125%
HK$43,702
baseline
▲ 0.50% · 4.625%
HK$46,006
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,404/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$612,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,723
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,115
−HK$1,413/mo
Today · 4.125%
HK$47,528
baseline
▲ 0.50% · 4.625%
HK$50,420
+HK$2,892/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,056/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,754
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,089
−HK$1,354/mo
Today · 4.125%
HK$52,443
baseline
▲ 0.50% · 4.625%
HK$55,207
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,886/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,177
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,800
−HK$1,649/mo
Today · 4.125%
HK$55,449
baseline
▲ 0.50% · 4.625%
HK$58,823
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,898/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,047
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,604
−HK$1,579/mo
Today · 4.125%
HK$61,183
baseline
▲ 0.50% · 4.625%
HK$64,408
+HK$3,225/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,366/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,085
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,172
−HK$2,120/mo
Today · 4.125%
HK$71,292
baseline
▲ 0.50% · 4.625%
HK$75,630
+HK$4,338/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,584/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,632
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,633
−HK$2,031/mo
Today · 4.125%
HK$78,664
baseline
▲ 0.50% · 4.625%
HK$82,810
+HK$4,146/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,328/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,918 · Scale 2, in force from 26 Feb 2026)