LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,271
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,431
−HK$1,178/mo
Today · 4.125%
HK$39,609
baseline
▲ 0.50% · 4.625%
HK$42,019
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,218/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$612,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,464
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,576
−HK$1,128/mo
Today · 4.125%
HK$43,704
baseline
▲ 0.50% · 4.625%
HK$46,008
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,408/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$612,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,726
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,117
−HK$1,413/mo
Today · 4.125%
HK$47,530
baseline
▲ 0.50% · 4.625%
HK$50,422
+HK$2,892/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,060/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,757
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,091
−HK$1,354/mo
Today · 4.125%
HK$52,445
baseline
▲ 0.50% · 4.625%
HK$55,209
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,890/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,180
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,803
−HK$1,649/mo
Today · 4.125%
HK$55,452
baseline
▲ 0.50% · 4.625%
HK$58,826
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,904/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,050
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,606
−HK$1,580/mo
Today · 4.125%
HK$61,186
baseline
▲ 0.50% · 4.625%
HK$64,411
+HK$3,225/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,372/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,088
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,175
−HK$2,120/mo
Today · 4.125%
HK$71,295
baseline
▲ 0.50% · 4.625%
HK$75,634
+HK$4,339/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,590/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,635
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,637
−HK$2,030/mo
Today · 4.125%
HK$78,667
baseline
▲ 0.50% · 4.625%
HK$82,814
+HK$4,147/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,334/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,947 · Scale 2, in force from 26 Feb 2026)