LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,272
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,431
−HK$1,178/mo
Today · 4.125%
HK$39,609
baseline
▲ 0.50% · 4.625%
HK$42,019
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,218/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$612,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,465
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,577
−HK$1,128/mo
Today · 4.125%
HK$43,705
baseline
▲ 0.50% · 4.625%
HK$46,009
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,410/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$612,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,726
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,118
−HK$1,413/mo
Today · 4.125%
HK$47,531
baseline
▲ 0.50% · 4.625%
HK$50,423
+HK$2,892/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,062/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,758
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,092
−HK$1,354/mo
Today · 4.125%
HK$52,446
baseline
▲ 0.50% · 4.625%
HK$55,210
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,892/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,181
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,804
−HK$1,649/mo
Today · 4.125%
HK$55,453
baseline
▲ 0.50% · 4.625%
HK$58,827
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,906/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,051
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,607
−HK$1,580/mo
Today · 4.125%
HK$61,187
baseline
▲ 0.50% · 4.625%
HK$64,412
+HK$3,225/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,374/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,090
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,176
−HK$2,121/mo
Today · 4.125%
HK$71,297
baseline
▲ 0.50% · 4.625%
HK$75,635
+HK$4,338/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,594/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,636
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,638
−HK$2,031/mo
Today · 4.125%
HK$78,669
baseline
▲ 0.50% · 4.625%
HK$82,816
+HK$4,147/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,338/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,957 · Scale 2, in force from 26 Feb 2026)