LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,273
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,432
−HK$1,178/mo
Today · 4.125%
HK$39,610
baseline
▲ 0.50% · 4.625%
HK$42,020
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,220/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$612,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,466
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,578
−HK$1,128/mo
Today · 4.125%
HK$43,706
baseline
▲ 0.50% · 4.625%
HK$46,010
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,412/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$612,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,727
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,119
−HK$1,413/mo
Today · 4.125%
HK$47,532
baseline
▲ 0.50% · 4.625%
HK$50,424
+HK$2,892/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,064/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,759
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,093
−HK$1,354/mo
Today · 4.125%
HK$52,447
baseline
▲ 0.50% · 4.625%
HK$55,212
+HK$2,765/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,894/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,182
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,805
−HK$1,649/mo
Today · 4.125%
HK$55,454
baseline
▲ 0.50% · 4.625%
HK$58,828
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,908/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,052
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,609
−HK$1,579/mo
Today · 4.125%
HK$61,188
baseline
▲ 0.50% · 4.625%
HK$64,414
+HK$3,226/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,376/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,091
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,178
−HK$2,120/mo
Today · 4.125%
HK$71,298
baseline
▲ 0.50% · 4.625%
HK$75,637
+HK$4,339/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,596/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,638
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,640
−HK$2,031/mo
Today · 4.125%
HK$78,671
baseline
▲ 0.50% · 4.625%
HK$82,817
+HK$4,146/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,342/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,971 · Scale 2, in force from 26 Feb 2026)