LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,274
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,434
−HK$1,177/mo
Today · 4.125%
HK$39,611
baseline
▲ 0.50% · 4.625%
HK$42,022
+HK$2,411/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,222/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$612,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,467
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,579
−HK$1,128/mo
Today · 4.125%
HK$43,707
baseline
▲ 0.50% · 4.625%
HK$46,011
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,414/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$612,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,729
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,120
−HK$1,414/mo
Today · 4.125%
HK$47,534
baseline
▲ 0.50% · 4.625%
HK$50,426
+HK$2,892/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,068/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,760
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,095
−HK$1,354/mo
Today · 4.125%
HK$52,449
baseline
▲ 0.50% · 4.625%
HK$55,213
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,898/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,184
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,807
−HK$1,649/mo
Today · 4.125%
HK$55,456
baseline
▲ 0.50% · 4.625%
HK$58,830
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,912/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,054
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,611
−HK$1,579/mo
Today · 4.125%
HK$61,190
baseline
▲ 0.50% · 4.625%
HK$64,416
+HK$3,226/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,380/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,093
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,180
−HK$2,121/mo
Today · 4.125%
HK$71,301
baseline
▲ 0.50% · 4.625%
HK$75,639
+HK$4,338/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,602/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,641
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,642
−HK$2,031/mo
Today · 4.125%
HK$78,673
baseline
▲ 0.50% · 4.625%
HK$82,820
+HK$4,147/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,346/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,992 · Scale 2, in force from 26 Feb 2026)