LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,275
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,434
−HK$1,178/mo
Today · 4.125%
HK$39,612
baseline
▲ 0.50% · 4.625%
HK$42,022
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,224/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$612,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,468
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,580
−HK$1,128/mo
Today · 4.125%
HK$43,708
baseline
▲ 0.50% · 4.625%
HK$46,012
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,416/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$612,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,729
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,121
−HK$1,413/mo
Today · 4.125%
HK$47,534
baseline
▲ 0.50% · 4.625%
HK$50,427
+HK$2,893/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,068/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,761
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,096
−HK$1,353/mo
Today · 4.125%
HK$52,449
baseline
▲ 0.50% · 4.625%
HK$55,214
+HK$2,765/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,898/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$612,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,184
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,808
−HK$1,649/mo
Today · 4.125%
HK$55,457
baseline
▲ 0.50% · 4.625%
HK$58,831
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,914/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,055
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,612
−HK$1,579/mo
Today · 4.125%
HK$61,191
baseline
▲ 0.50% · 4.625%
HK$64,416
+HK$3,225/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,382/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$612,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,094
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,181
−HK$2,120/mo
Today · 4.125%
HK$71,301
baseline
▲ 0.50% · 4.625%
HK$75,640
+HK$4,339/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,602/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,642
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,643
−HK$2,031/mo
Today · 4.125%
HK$78,674
baseline
▲ 0.50% · 4.625%
HK$82,821
+HK$4,147/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,348/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$612,999 · Scale 2, in force from 26 Feb 2026)