LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,275
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,435
−HK$1,178/mo
Today · 4.125%
HK$39,613
baseline
▲ 0.50% · 4.625%
HK$42,023
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,226/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,468
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,580
−HK$1,129/mo
Today · 4.125%
HK$43,709
baseline
▲ 0.50% · 4.625%
HK$46,013
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,418/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,730
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,122
−HK$1,413/mo
Today · 4.125%
HK$47,535
baseline
▲ 0.50% · 4.625%
HK$50,428
+HK$2,893/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,070/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,762
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,096
−HK$1,354/mo
Today · 4.125%
HK$52,450
baseline
▲ 0.50% · 4.625%
HK$55,215
+HK$2,765/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,900/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,185
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,808
−HK$1,650/mo
Today · 4.125%
HK$55,458
baseline
▲ 0.50% · 4.625%
HK$58,832
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,916/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,055
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,613
−HK$1,579/mo
Today · 4.125%
HK$61,192
baseline
▲ 0.50% · 4.625%
HK$64,418
+HK$3,226/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,384/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,095
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,182
−HK$2,121/mo
Today · 4.125%
HK$71,303
baseline
▲ 0.50% · 4.625%
HK$75,641
+HK$4,338/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,606/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,643
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,645
−HK$2,030/mo
Today · 4.125%
HK$78,675
baseline
▲ 0.50% · 4.625%
HK$82,823
+HK$4,148/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,350/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,009 · Scale 2, in force from 26 Feb 2026)