LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,276
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,436
−HK$1,178/mo
Today · 4.125%
HK$39,614
baseline
▲ 0.50% · 4.625%
HK$42,024
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,228/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,469
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,581
−HK$1,129/mo
Today · 4.125%
HK$43,710
baseline
▲ 0.50% · 4.625%
HK$46,014
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,420/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,731
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,123
−HK$1,413/mo
Today · 4.125%
HK$47,536
baseline
▲ 0.50% · 4.625%
HK$50,429
+HK$2,893/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,072/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,763
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,098
−HK$1,354/mo
Today · 4.125%
HK$52,452
baseline
▲ 0.50% · 4.625%
HK$55,216
+HK$2,764/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,904/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,187
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,810
−HK$1,649/mo
Today · 4.125%
HK$55,459
baseline
▲ 0.50% · 4.625%
HK$58,834
+HK$3,375/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,918/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,057
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,614
−HK$1,580/mo
Today · 4.125%
HK$61,194
baseline
▲ 0.50% · 4.625%
HK$64,419
+HK$3,225/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,388/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,097
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,184
−HK$2,121/mo
Today · 4.125%
HK$71,305
baseline
▲ 0.50% · 4.625%
HK$75,643
+HK$4,338/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,610/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,645
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,647
−HK$2,031/mo
Today · 4.125%
HK$78,678
baseline
▲ 0.50% · 4.625%
HK$82,825
+HK$4,147/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,356/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,025 · Scale 2, in force from 26 Feb 2026)