LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,278
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,438
−HK$1,178/mo
Today · 4.125%
HK$39,616
baseline
▲ 0.50% · 4.625%
HK$42,027
+HK$2,411/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,232/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,472
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,584
−HK$1,129/mo
Today · 4.125%
HK$43,713
baseline
▲ 0.50% · 4.625%
HK$46,017
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,426/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,734
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,126
−HK$1,413/mo
Today · 4.125%
HK$47,539
baseline
▲ 0.50% · 4.625%
HK$50,432
+HK$2,893/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,078/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,766
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,101
−HK$1,354/mo
Today · 4.125%
HK$52,455
baseline
▲ 0.50% · 4.625%
HK$55,220
+HK$2,765/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,910/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,190
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,813
−HK$1,650/mo
Today · 4.125%
HK$55,463
baseline
▲ 0.50% · 4.625%
HK$58,837
+HK$3,374/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,926/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,061
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,618
−HK$1,580/mo
Today · 4.125%
HK$61,198
baseline
▲ 0.50% · 4.625%
HK$64,423
+HK$3,225/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,396/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,101
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,188
−HK$2,121/mo
Today · 4.125%
HK$71,309
baseline
▲ 0.50% · 4.625%
HK$75,648
+HK$4,339/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,618/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,649
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,651
−HK$2,032/mo
Today · 4.125%
HK$78,683
baseline
▲ 0.50% · 4.625%
HK$82,830
+HK$4,147/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,366/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,064 · Scale 2, in force from 26 Feb 2026)