LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,280
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,439
−HK$1,179/mo
Today · 4.125%
HK$39,618
baseline
▲ 0.50% · 4.625%
HK$42,028
+HK$2,410/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,236/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,473
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,586
−HK$1,128/mo
Today · 4.125%
HK$43,714
baseline
▲ 0.50% · 4.625%
HK$46,018
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,428/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,736
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,127
−HK$1,414/mo
Today · 4.125%
HK$47,541
baseline
▲ 0.50% · 4.625%
HK$50,434
+HK$2,893/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,082/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,768
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,103
−HK$1,354/mo
Today · 4.125%
HK$52,457
baseline
▲ 0.50% · 4.625%
HK$55,222
+HK$2,765/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,914/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,192
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,815
−HK$1,650/mo
Today · 4.125%
HK$55,465
baseline
▲ 0.50% · 4.625%
HK$58,840
+HK$3,375/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,930/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,063
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,620
−HK$1,580/mo
Today · 4.125%
HK$61,200
baseline
▲ 0.50% · 4.625%
HK$64,426
+HK$3,226/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,400/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,104
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,191
−HK$2,121/mo
Today · 4.125%
HK$71,312
baseline
▲ 0.50% · 4.625%
HK$75,651
+HK$4,339/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,624/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,652
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,654
−HK$2,031/mo
Today · 4.125%
HK$78,685
baseline
▲ 0.50% · 4.625%
HK$82,833
+HK$4,148/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,370/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,087 · Scale 2, in force from 26 Feb 2026)