LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,282
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,441
−HK$1,178/mo
Today · 4.125%
HK$39,619
baseline
▲ 0.50% · 4.625%
HK$42,030
+HK$2,411/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$79,238/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,475
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,588
−HK$1,128/mo
Today · 4.125%
HK$43,716
baseline
▲ 0.50% · 4.625%
HK$46,020
+HK$2,304/mo
Deposit HK$8.17M · loan HK$8.17M · min. income ≈ HK$87,432/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,738
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,129
−HK$1,414/mo
Today · 4.125%
HK$47,543
baseline
▲ 0.50% · 4.625%
HK$50,436
+HK$2,893/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,086/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,770
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,105
−HK$1,354/mo
Today · 4.125%
HK$52,459
baseline
▲ 0.50% · 4.625%
HK$55,225
+HK$2,766/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,918/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,194
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,818
−HK$1,649/mo
Today · 4.125%
HK$55,467
baseline
▲ 0.50% · 4.625%
HK$58,842
+HK$3,375/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$110,934/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,066
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,623
−HK$1,580/mo
Today · 4.125%
HK$61,203
baseline
▲ 0.50% · 4.625%
HK$64,429
+HK$3,226/mo
Deposit HK$4.90M · loan HK$11.44M · min. income ≈ HK$122,406/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,107
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,194
−HK$2,121/mo
Today · 4.125%
HK$71,315
baseline
▲ 0.50% · 4.625%
HK$75,654
+HK$4,339/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$142,630/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,656
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,658
−HK$2,031/mo
Today · 4.125%
HK$78,689
baseline
▲ 0.50% · 4.625%
HK$82,837
+HK$4,148/mo
Deposit HK$1.63M · loan HK$14.71M · min. income ≈ HK$157,378/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,115 · Scale 2, in force from 26 Feb 2026)