LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,283
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,442
−HK$1,178/mo
Today · 4.125%
HK$39,620
baseline
▲ 0.50% · 4.625%
HK$42,031
+HK$2,411/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,240/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,476
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,589
−HK$1,128/mo
Today · 4.125%
HK$43,717
baseline
▲ 0.50% · 4.625%
HK$46,022
+HK$2,305/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,434/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,739
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,131
−HK$1,414/mo
Today · 4.125%
HK$47,545
baseline
▲ 0.50% · 4.625%
HK$50,438
+HK$2,893/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,090/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,772
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,107
−HK$1,354/mo
Today · 4.125%
HK$52,461
baseline
▲ 0.50% · 4.625%
HK$55,226
+HK$2,765/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,922/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,196
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,819
−HK$1,650/mo
Today · 4.125%
HK$55,469
baseline
▲ 0.50% · 4.625%
HK$58,844
+HK$3,375/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,938/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,067
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,624
−HK$1,580/mo
Today · 4.125%
HK$61,204
baseline
▲ 0.50% · 4.625%
HK$64,430
+HK$3,226/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,408/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,109
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,196
−HK$2,121/mo
Today · 4.125%
HK$71,317
baseline
▲ 0.50% · 4.625%
HK$75,656
+HK$4,339/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,634/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,658
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,660
−HK$2,031/mo
Today · 4.125%
HK$78,691
baseline
▲ 0.50% · 4.625%
HK$82,839
+HK$4,148/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,382/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,131 · Scale 2, in force from 26 Feb 2026)