LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,284
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,443
−HK$1,179/mo
Today · 4.125%
HK$39,622
baseline
▲ 0.50% · 4.625%
HK$42,033
+HK$2,411/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,244/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,478
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,590
−HK$1,129/mo
Today · 4.125%
HK$43,719
baseline
▲ 0.50% · 4.625%
HK$46,023
+HK$2,304/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,438/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,740
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,132
−HK$1,414/mo
Today · 4.125%
HK$47,546
baseline
▲ 0.50% · 4.625%
HK$50,439
+HK$2,893/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,092/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,773
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,108
−HK$1,354/mo
Today · 4.125%
HK$52,462
baseline
▲ 0.50% · 4.625%
HK$55,228
+HK$2,766/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,924/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,197
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,821
−HK$1,649/mo
Today · 4.125%
HK$55,470
baseline
▲ 0.50% · 4.625%
HK$58,846
+HK$3,376/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,940/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,069
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,626
−HK$1,580/mo
Today · 4.125%
HK$61,206
baseline
▲ 0.50% · 4.625%
HK$64,432
+HK$3,226/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,412/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,111
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,198
−HK$2,121/mo
Today · 4.125%
HK$71,319
baseline
▲ 0.50% · 4.625%
HK$75,659
+HK$4,340/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,638/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,660
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,662
−HK$2,032/mo
Today · 4.125%
HK$78,694
baseline
▲ 0.50% · 4.625%
HK$82,842
+HK$4,148/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,388/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,151 · Scale 2, in force from 26 Feb 2026)