LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,284
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,444
−HK$1,178/mo
Today · 4.125%
HK$39,622
baseline
▲ 0.50% · 4.625%
HK$42,033
+HK$2,411/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,244/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,478
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,591
−HK$1,128/mo
Today · 4.125%
HK$43,719
baseline
▲ 0.50% · 4.625%
HK$46,024
+HK$2,305/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,438/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,741
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,133
−HK$1,414/mo
Today · 4.125%
HK$47,547
baseline
▲ 0.50% · 4.625%
HK$50,440
+HK$2,893/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,094/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,774
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,109
−HK$1,354/mo
Today · 4.125%
HK$52,463
baseline
▲ 0.50% · 4.625%
HK$55,229
+HK$2,766/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,926/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,198
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,822
−HK$1,649/mo
Today · 4.125%
HK$55,471
baseline
▲ 0.50% · 4.625%
HK$58,847
+HK$3,376/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,942/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,070
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,627
−HK$1,580/mo
Today · 4.125%
HK$61,207
baseline
▲ 0.50% · 4.625%
HK$64,434
+HK$3,227/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,414/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,112
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,199
−HK$2,121/mo
Today · 4.125%
HK$71,320
baseline
▲ 0.50% · 4.625%
HK$75,660
+HK$4,340/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,640/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,661
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,664
−HK$2,031/mo
Today · 4.125%
HK$78,695
baseline
▲ 0.50% · 4.625%
HK$82,843
+HK$4,148/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,390/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,161 · Scale 2, in force from 26 Feb 2026)