LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,285
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,444
−HK$1,179/mo
Today · 4.125%
HK$39,623
baseline
▲ 0.50% · 4.625%
HK$42,034
+HK$2,411/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,246/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,479
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,591
−HK$1,129/mo
Today · 4.125%
HK$43,720
baseline
▲ 0.50% · 4.625%
HK$46,024
+HK$2,304/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,440/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,742
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,133
−HK$1,414/mo
Today · 4.125%
HK$47,547
baseline
▲ 0.50% · 4.625%
HK$50,440
+HK$2,893/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,094/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,775
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,109
−HK$1,355/mo
Today · 4.125%
HK$52,464
baseline
▲ 0.50% · 4.625%
HK$55,229
+HK$2,765/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,928/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,198
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,822
−HK$1,650/mo
Today · 4.125%
HK$55,472
baseline
▲ 0.50% · 4.625%
HK$58,847
+HK$3,375/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,944/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,070
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,628
−HK$1,580/mo
Today · 4.125%
HK$61,208
baseline
▲ 0.50% · 4.625%
HK$64,434
+HK$3,226/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,416/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,112
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,200
−HK$2,121/mo
Today · 4.125%
HK$71,321
baseline
▲ 0.50% · 4.625%
HK$75,661
+HK$4,340/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,642/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,662
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,664
−HK$2,032/mo
Today · 4.125%
HK$78,696
baseline
▲ 0.50% · 4.625%
HK$82,844
+HK$4,148/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,392/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,166 · Scale 2, in force from 26 Feb 2026)